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8-Hr. NC MLO 2026 Video CE Package

$129
This product includes:
Elective Hours: 1 National: 7 Total Hours: 8
Description
Package content and courses
State Requirements

This complete video package includes all 8 hours of annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license in North Carolina.

Courses included in this package:

  • 7 Hour SAFE Core: 2026 Mortgage Loan Originator Video Course 
  • 1 Hour NC SAFE: 2026 North Carolina Law Review Video Course 

Package Content:
1 Hour NC SAFE: 2026 North Carolina Law Review Video Course

A mortgage loan originator (MLO) licensed in North Carolina is required to complete eight total hours of continuing education annually. This includes:

  • Three hours on federal mortgage-related laws
  • Two hours on ethics, fraud, and consumer protection
  • Two hours on traditional and non-traditional mortgage products
  • One hour of North Carolina-specific education

This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.

7 Hour SAFE Core: 2026 Mortgage Loan Originator Video Course

This video-based online self-study course satisfies the seven hours of 2026 annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license. Through a series of video lessons, students will complete the required topics in a dynamic and engaging format, including:

  • Three hours on federal mortgage-related laws
  • Two hours on ethics, fraud, and consumer protection
  • Two hours on lending standards related to nontraditional mortgage products

State Requirements For North Carolina

North Carolina Requirement Detail for Mortgage Continuing Education

Hours Required by the State: 8 hours 

  • 3 hours of federal law

  • 2 hours of ethics

  • 2 hours of non-traditional mortgage lending

  • 1 hour of state-specific education

An MLO who has completed their pre-licensure education (PE) course requirements in the same year in which the license was approved is not required to complete CE within the same year.

Successive Years Rule:

A licensee may not take the same CE course two years in a row.

Seat Time:

Seat time will be enforced and our online course delivery system manages this requirement.

 

NMLS Provider # 1405076

Course Completion Reporting:

Mortgage course completions are reported to the Nationwide Multistate Licensing System and Registry (NMLS). The CE Shop will report credits to the NMLS within 7 business days of course completionThe NMLS recommends completing CE prior to the 12/31 deadline as licensees are unable to apply to renew their license if their CE is not complete.

 

NMLS Recommended Deadline Time Frames: SMART CE, AT RISK TO MISS, and GUARANTEED TO MISS deadlines can be found here.

North Carolina Contact Details for Mortgage Continuing Education

North Carolina Commissioner of Banks Office
Phone: 919-733-3016
Email: MLO@nccob.gov
Website: North Carolina Commissioner of Banks Office

NMLS Resources for Mortgage Continuing Education